Jed McCaleb Working to Connect the World’s Banking System with Stellar

Jed McCaleb is well known in the blockchain or cryptocurrency world. He was a large contributor to the Mt. Gox project and the first decentralized peer-to-peer file sharing network called eDonkey. Jed is a firm believer that nothing happens without a solid plan. He came upon his newest project idea by hashing out what the major problems are in the current worldwide banking system and how to best go about solving them. His new project called Stellar does just this.

Jed started the Stellar project in 2014, with co-founder Joyce Kim. Stellar is focused on banking institution connectivity. The project did not result in a currency meant to take over the world. The project focuses on the creation of a worldwide financial network that will enable broad inclusion of banking participants across the globe. The project is meant to bring the costs of banking down enough that institutions can on board whole societies where it is currently too costly to serve much of the population. The project also serves to cut down the costs of currency conversion and other inter-institutional obstacles one may encounter.

The Stellar network makes it much easier and less costly for a merchant in the Philippines to accept live digital micro-payments using Stellar Lumen tokens. The overall plan here is to dedicate capacity to small installment or micro-payments in areas that offer larger payment streams due to the fact that much of the population are not current banking participants. They want to offer easy digital payment systems where traditional banking infrastructure does not exist.

Jed and his team found that giving Stellar its own consensus mechanism gives it the flexibility to be able to process many small transactions quickly, at low cost. The Stellar network has the ability to scale up fast due to the fact that the decision-making process is outside of the core system. The Stellar network and Lumens are already being used all over the world.

AvaTrade Review: CFD, Forex and Crypto, All in One Place

AvaTrade has emerged back in 2006 as a forex and CFD broker. Based in Dublin, Ireland, AvaTrade continued to improve its platform to meet market needs and today, it offers a wide array of trading services supporting commodities, equities, Bitcoin, ETFs, bonds and even market indices. The company has experienced a constant growth reaching today a monthly basis that exceeds 2 million transactions.

Reliability and Customer Relations

Reliability is the first thing that comes to mind and AvaTrade managed to maintain a clean track record. Being present as a broker for more than a decade is a good indicator of its business practices. The company holds licenses to operate in the European Union, British Virgin Islands, Australia, South Africa and Japan.

Compliance with standard regulation is not enough for a broker to make a name for itself. AvaTrade went the extra mile at least with their customer support as they hold several awards. FXEmpire recently awarded the company the title of “Best Forex Broker 2016” which is a notable achievement.

Scalability and Trading Platforms

The infrastructure behind that AvaTrade was designed to support the constant growth. Flexibility is also a part of the equation since the company offers a reliable web platform as well as a mobile app that offers the same functionality.

Both the web platform and the mobile app offer access to MetaTrader4 platform and support for automated trading. The automated trading feature will prove to be useful especially for beginners since it can mirror trades from other users.

More advanced users have the option to use the MAM feature which is a Multi-Account Manager. It boasts a wide range of features that simply make life easier.

AvaTrade and the World of Crypto

As the world changes, AvaTrade adapted quite well. In 2013, the company started supported cryptocurrencies. This move opened the door for new users. To push things further, AvaTrade review welcomed alt coins such as Ethereum, Dash, Neo, Litecoin and many others.

Final Words

AvaTrade proved over time that they are flexible and welcome changes to suit the market needs. Cryptocurrency trading support is a clear example that AvaTrade is more than a simple Forex and CFD broker.

Customer support has always been one of their strong points but not the only thing they can brag about. The platform they developed has proven to be quite stable. Combined with their zero fees, it is no wonder why it has been around for more than a decade and continues to grow.

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Oxford Club offers investor tips on how to remain profitable

Although investments are not fail-proof, some strategies can be employed to ensure that an investor does not go bankrupt. The statement is based on what Oxford Club and its members believe in. According to the club, comprehensive research must be done, and strategies are drawn up. The club deals with cryptocurrencies, real estate, bonds, precious metals, options, stocks and mutual funds among other investment portfolios. Some of the reliable investment strategies include;
Having a well-balanced investment interest
Oxford club advises its members to diversify their investment. Putting all your eggs in one basket is discouraged as it is risky. So instead of buying one type of stocks, learn about other types and invest there. Same applies to asset investment, don’t put all your wealth in equities. You should also invest abroad so that you can rip the benefits when things in your country go south.
Having an exit strategy
Any member of Oxford club cannot be allowed to buy stocks without having a clear exit strategy. You must know when to sell your stock top protect your capital and lower losses.
Considering a profitable size
The profit you get form your investment is at times dependent on the size. Oxford Club advises members to invest logically. “Falling in love” with a particular asset will hinder your diversification ability. The club encourages members only to get the right sizes, not less not more.
Lowering investment cost
All Oxford club members have learned how to reduce investment costs by legally lowering their IRS expenses. This can be done by taking advantage of tax-deferred investment accounts. By reducing investment expenses and taxes by 0.3% annually, the portfolio enjoys a 4% profit every year.
The Oxford Club is a private network of successful entrepreneurs and investors from all over the world. The club has over 80,000 members from 1000 countries. Members get investment magazines and newsletters, attend seminars and invest fairs in different countries.
Oxford Club aims at increasing and protecting member’s wealth. It has achieved this role by helping members mitigate losses. The club has invested heavily in research and analysis giving members actionable information on how to make more and lower losses. The club has been operational for over two decades. Oxford Club’s headquarter is in Baltimore, Maryland.

Siteline Cabinetry Provides Amazing Services to Customers

Owning your own home is a great way to build long-term equity. While owning a property can be a great investment, it also requires you to make sure it stays in good condition and is modernized. When you were looking to make an improvement to your team to make it a more enjoyable place to live and improve its value, modernizing your kitchen can be a great idea. One of the best improvements that you can make in your kitchen would be to have customize cabinets installed.


When you were looking to have customized cabinets installed in your home, there are many different options to choose from. One company that will be able to provide you with amazing service and an excellent product is Siteline Cabinetry. This company is one of the leading providers of customized cabinetry solutions and provides many different benefits to its customers that help you separate it from the competition.


One of the main advantages of the cabinetry provider is that they can provide you with amazing products and solutions. The company uses only the highest quality wood available which ensures that the final product is in great condition and is extremely durable. This will allow your custom cabinets to last and look great for decades to come.


Another great service that the company is design services. When you were looking to modernize and customize your entire kitchen, making all of the necessary choices that comes along with it can be complicated. When you work with Siteline Cabinetry, you can receive a lot of assistance when it comes to developing a final plan for your kitchen. This will result in you receiving a final plan and design that is beautiful and cohesive.


Another advantage of the company is that they have a huge selection for you to choose from. There are many different types and styles of cabinets that are available today. The company will help you better understand all of the pros and disadvantages of each of these options so you can make the right choice for your home when you are looking to renovate.

Matt Badiali Breaks Down Incoming Trends and Former Jobs

In a recent Q & A session, Matt Badiali, geologist, investor, and Senior Editor for Banyan Hill Publishing’s Real Wealth Strategist, sat down to discuss a range things, including his daily process, as well as an exciting new trend that is sure to shake the world’s economy in the future. With a background in science, and career in investing that has lasted over a decade, it was a wonder that Matt Badiali decided to delve into the world of writing and research. According to him, it was because of the unique skill set that he possesses, which has allowed him to understand the cyclical and speculative nature of investing in the energy, metals, and natural resources sector. Having attained degrees in earth science and geology, he feels that writing under the Banyan Hill Publishing banner is a natural fit. It is his combination of hands-on experience in drilling, as well as his extensive knowledge and research regarding financial trends, that allows him to connect so well with his audience, viewing it as a journey in which his readers accompany him on. When dealing with topics that he is not intimately familiar with, he takes time to head out into the field in order to gain real-time experience regarding the subject matter. He admits, that working within the natural resources sector, he has become really excited about the major changes that are to come regarding worldwide energy consumption. As electric cars become more prevalent, he believes there will be a major disruption, similar to when the world made the change from whale oil to kerosene. Visit Matt Badiali at to know more.

On a daily basis, Matt Badiali tends to focus on remaining efficient and productive throughout. In order to do so, he has made a habit of blocking out distractions that may take away from his progress, which has helped him consistently stay on top of his assignments. When reflecting on the worst job that he’s ever had, he mentions his time as an environmental geologist in Miami, FL. There were a number of drawbacks to this seemingly interesting profession, including having to work under filthy, and sometimes, dangerous conditions. While Mr. Badiali is admittedly happy to have moved on from this period in his life, he realizes that there were a number of incredible learning experiences, including the push it gave him to attend graduate school, which, in his eyes, was the only way to elevate into a higher position, while remaining in the field.

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Whitney Wolfe Herd Pitching Ideas To Women

Whitney Wolfe Herd puts women first. It’s no secret. Her dating app Bumble was designed and conceived with women in mind. It allows women to be empowered. Women get to choose which men they send messages to. The men have to wait until they receive a message before they can play. It’s that kind of vibe Herd wanted to create when Bumble launched in 2014. She wanted something classy. She envisioned a world where women could weed out fake profiles. She wanted to disallow men who were just looking for cheap thrills. She appears to have accomplished that with her fast growing app Bumble.

Herd was the former Vice President of Marketing for Tinder. She graduated from Southern Methodist University. She is well known in the tech world for being innovative with marketing. Badoo founder Andrey Adreev recognized her talents. He asked her to collaborate on a new dating app. Whitney responded with a dating app called Bumble. It blew up quickly.

The app launched in 2014. It was free to download. A subscription for additional services added $9.99 per month. That didn’t stop the app from getting 27 million downloads. That didn’t halt the 50,000 million users a day from visiting the site. These days Bumble is on pace for a $180 million revenue year in 2018. The numbers continue to skyrocket every year.

They have headquarters in Austin, Texas. Bumble has 30 employees at their headquarters. Most of which are women. They have a dating app that has a distinguishable difference from the others. They have a unique verification process that does weed out those fake profiles.

The brainchild of Whitney Wolfe Herd has pushed Bumble into the stratosphere. It’s now an upper echelon cyber dating app. The folks at Badoo have been reportedly offered up to $1 billion to sell Bumble. They are reportedly hoping for $1.5 billion.

Whitney Wolfe Herd is still busy running the company as the CEO and Founder. She is writing a book called “Make the First Move.” She has been honored by Forbes and Business Insider for her creative innovations in the tech world. She is coming out with a business app called BumbleBiz. It will be similar to LinkedIn but more in tune with women.

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How Igor Cornelsen Became A Very Successful Investment Manager

Igor Cornelsen’s journey began on October 4th, 1947, the day he was born. After graduating from high school he decided to study engineering and so he attended the only engineering school in his region of Brazil, the Federal University of Parana. While he became very skilled at using a slide rule, a very important engineering tool at the time, he made the decision that he’d rather be an economist and so in after his second year of college education he switched majors.

After he graduated in 1970 he found a job at an investment bank in the States of Parana and Santa Catarina. He says that his skills in engineering, especially the slide rule, helped in his job at this firm because they enabled him to figure out compound interest rates at a fast clip. At that time very few people had access to calculators, let alone computers, so these skills helped him advance his career. Read more on about Igor Cornelsen.

Igor Cornelsen was successful enough at his job that he was able to find a position in the financial industry in Rio de Janiero. He started out as an investment banker and after having just graduated from college four years earlier he found himself on the board of directors for a large bank, Multibanco. Two years after that he was elected as the chief executive officer of this bank.

A few years later Multibanco was purchased by the American banking giant Bank of America. Igor Cornelsen decided to leave at this time and joined another banking firm, Unibanco. He stayed with this bank for seven years before moving to one that was a London Merchant Bank, Libra Bank PLC. At this bank it was the first time in his career that he was paid in American dollars rather than Brazilian money. A consequence of this was that he could do much more personal investing with his money.

Over the years, Igor Cornelsen became an entrepreneur who had his own investment firm. He continues to operate to this day as an entrepreneur and as a successful investment manager for many people who are of high net worth. Learn more:


Ted Bauman Is Most Productive In The Morning Hours

Ted Bauman is the Editorial Director for Banyan Hill Publishing as well as the Manager of Market Development and Energy Portfolio Management at ABB Enterprise Software. He has worked for SouthStar Energy Services as well as The Structure Group. He studied at the Georgia State University – J. Mack Robinson College of Business, where he earned an MBA in Business Administration. Before he studied at Georgia State University, he received a Bachelor’s Degree from the State University of New York at Albany. He has the education and the work experience that he needs to educate others with the writing that he does. View Ted Bauman’s profile on LinkedIn

Ted Bauman wishes that he had taken more time when he was young to learn about the technical side of economics. He wishes that he had spent more time focusing on that so that he would be better informed now. He also wishes that he had learned to better manage his time when he was young. He feels that he is good at managing his time now, but he feels that his life could have been different if he would have been better at that in the past.

When Ted Bauman was questioned about the worst job that he has ever had, he was not ashamed to admit that he has worked all kinds of jobs. He shared that he worked for Burger King at one point in his life. He shared that he learned what it is like to work for a boss who does not appreciate the work that one completes. He believes that the jobs that he worked when he was young have helped him to know today that the lives and needs of all workers matter.

Ted Bauman uses his mornings to get the majority of his work completed because he knows that he is best at being productive in the morning hours. He has shared that he does not like it when he has people bothering him in the morning hours. He has shared that he does not like to have scheduled appointments in the morning. He knows that he can get a lot done in the morning and he likes to watch out for those hours when he is the most productive.

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Securus Technologies Acquires GovPayNet To Expand Payment Options

Securus Technologies recently announced a new acquisition that will help bring about a better way for customers to pay on their accounts more efficiently. NetGovPay has been in business since 1997 and was founded by a former law enforcement agency worker, so NetGovPay specializes in: records fees, towing and impound fees, restitution, speeding and traffic tickets, property taxes, child support payments, and other payments including revenue payments. GovPayNet serves over 2300 agencies, processing payments in over 26% of the nation’s counties. NetGovPay has the expertise in payment processing to help expand the billing department of Securus Technologies offering a more complete billing program.


The CEO and President of Securus Technologies, Robert E. Pickens is excited for the new partnership and stated that between the two businesses, Securus staff will process over 40 million payments annually. NetGovPay has an excellent track record according to Pickers, which is important to maintaining high customer service standards at Securus. Headquartered in Dallas, Texas, Securus oversees the safety and security of over 3400 facilities across the nation, servicing 1,200,000 inmates daily. Securus specializes in: information management, investigation, incident management, emergency response, biometric analysis, and inmate self-service. To read more about the merger or each company, please click here.


Matt Badiali Answers Your Questions

Recently Matt Badiali, editor of Real Wealth Strategist, answered questions about himself, his newsletter and his life.

In college, Badiali majored in geology and earth science, getting his bachelor’s and master’s degrees in those subjects. He intended to work as an earth science after he completed his PhD. However, in 2004 he made friends with a financial expert who wanted to invest in metals and other natural resource-related industries. Badiali’s friend helped Badiali to understand his scientific expertise could also be financially valuable. He began researching companies and opportunities around the world, visiting oilwells and mines as well as corporate headquarters. He used his scientific expertise to evaluate their financial potential.

In 2017, Badiali began his newsletter Real Wealth Strategist with Banyan Hill Publishing. He covers gold and other metals, oil and other energy sources, commodities and other natural resources companies and investments. His goal is to help his newsletter readers use his expertise to make money themselves. He still travels and visits some of the far reaches and exotic remote corners of the world so they don’t have to. Check more reviews at For Exceptional Investors about Matt Badiali

He says he started his publication because success in the natural resources areas requires a solid knowledge of both geology and the financial aspects of the business. Most professional stock analysts are trained in finance, but not earth sciences. Badiali is one of the few people who is an expert in both fields. This makes his advice rare and valuable for ordinary people who wish to reap the investing profits from this market sector.

Matt Badiali strives to keep his readers up to date on trends in this area, and to alert them to opportunities to profit from valuable companies selling for less than their true value. Every week, he tells them how his recommended investments are performing.

Badiali does not carry out his main research from a cubicle in lower Manhattan. He travels to the minefields and oil rigs he writes about. He’s visited such places as Papua New Guinea, Haiti, Turkey, Peru, Canada, Iraq, Singapore, Switzerland and Mexico. He also meets with such industry leaders as T. Boone Pickens and Ross Beaty.

He does most of his writing first thing in the morning, no later than 8:15. He writes for two hours because that’s when he’s fresh and can concentrate the most productively. He spends a lot of the rest of his time reading to keep up with the markets and his stocks. He recommends Bloomberg and the Wall Street Journal.